With Christmas coming up, the prospect of buying presents for your family and friends can seem like a fairly arduous task, especially with high street shops becoming increasingly busy and unpleasant as the weeks go by. So it’s no wonder that more people choose to do the bulk of their Christmas shopping online, as it saves consumers countless hours, stress, and even money when looking for the ideal presents to buy. But with the rise of internet shopping, comes the rise of internet fraud which, over recent years has become increasingly sophisticated. So if you want to do your Christmas or general shopping online, here are a couple of tips to keep your money and your identity safe.
Shop on Recognizable Sites
Searching for specific items, such as Doctor Who Toys in a search engine, will result in hundreds or even thousands of results, and while some sites may offer great deals, be very wary about which site you buy from. Christmas is the best time for internet fraudsters to strike, so try to shop with sites you know and trust. Some sites that claim to offer prices that are too good to be true on certain in-demand items, may not be all that they seem.
Use a Credit Card
Paying with your credit card gives you extra protection and security against internet fraud, as unlike debit cards, a credit card won’t take the money out of your account straight away. Then, if you find out that someone else has been using your card details, your credit card company will help you by stopping your card and not charging you for any of the fraudulent transactions.
These tips don’t just have to be followed at Christmas, they can be applied for the rest of the year too. So remember to keep your wits about you, think ahead, and never, ever buy from a website that offers deals too good to be true.
Disclosure: This is a sponsored guest post. Payment was received to share these tips with my readers.
Photo Credit: Filomena Scalise