Brown ground beef and onion. Drain grease.
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Rinse black beans and pinto beans.
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Add in seasoning mixes, chicken broth, diced tomatoes, Rotel diced tomatoes, corn, chili beans, black beans and pinto beans to pot.
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Bring up to a boil over medium high heat. Reduce heat and simmer, at least 30 minutes , stirring occasionally.
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Garnish with shredded cheese sour cream, diced green onion, sliced jalapeno, diced avocado, diced tomatoes, chopped cilantro, sliced black olives, and/or tortilla chips (optional)
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Store any leftovers in an airtight container in fridge.
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